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Finance Solutions Tailor Made for you.

Have you found your dream vehicle or are you ready to expand your business fleet? Our Finance Team are here to help. They can tailor flexible and transparent finance solutions that fit your budget, lifestyle or business needs.

Our team can offer insurance products designed to protect you, your business or your vehicle such as Payment Protection Insurance, GAP Insurance, Mechanical Breakdown Warranties and Vehicle Insurance.

Our finance and insurance products are from a range of providers, and we will help get the right solution for your circumstances. Talk to the team today so you can make an informed choice about the right solutions for you.

Personal Finance

Whether you’re looking to own or lease, we can help you find a personal finance solution that fits your needs, budget, and lifestyle. There’s a finance solution for everyone. We’re here to help you choose the best option.

Credit Agreement*

A Credit Agreement is one of the simplest and most popular ways to own your MG, Skoda or Volkswagen, whether it is new or used.

Key benefits:

Fixed interest rate for an agreed payment term (e.g. 24 months, 36 months)

Security interest over your vehicle only

Operating Lease*

When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model.

Key benefits:

  • Selected new vehicles only
  • Maintained & Non-maintained options
  • Agreed payment term (e.g. 36 months, 45 months)
  • Choose your preferred kilometre limit

Find out about our rates, fees and terms and conditions, by clicking on the links below

*Finance is subject to our lending & credit criteria being met including, after we make inquiry, whether the finance would meet your requirements and objectives, you can make payments and that any guarantor can comply with a guarantee, without suffering hardship. When considering this option, we recommend that you seek independent financial/legal advice.

Business Finance.

We offer products designed to give you peace of mind to concentrate on what’s really important – your business. Whether you’re a sole trader or large company, owning or leasing your business vehicle, our team can help tailor a finance package to suit your business needs.

Credit Agreement*

A Credit Agreement is one of the simplest and most popular ways to own your business vehicle(s).

Key benefits:

  • Fixed interest rate
  • Tax benefits for GST registered businesses
  • Security interest over your vehicle only
  • Tailor your payments to suit your cashflow

Business Lease*

Perfect for businesses who want regular upgrades. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model. Residual value applies.

Key benefits:

  • Selected vehicles only
  • Unlimited kilometre allowance
  • Tax benefits for GST registered businesses
  • Agreed payment term (e.g. 37 months, 45 months)

*Business Finance & Leasing is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial/legal advice.

Operating Lease*

Tailored solutions to drive your business forward. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model.

Key benefits:

  • Selected new vehicles only
  • Maintained options or non-maintained
  • Agreed payment term (e.g. 36 months, 45 months)
  • Choose your preferred kilometre limit
  • Tax benefits for GST registered businesses

* Leasing is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial/legal advice.

When considering the above finance & leasing options, we recommend that you seek independent financial/legal advice based on your individual circumstances.

Find out about our rates, fees and terms and conditions, by clicking on the links below

European Financial Services.

Choosing a new vehicle is so much more than just adding a new car to your garage. It’s a personal experience that deserves a finance solution to match.

From ownership to leasing, we can help you create a tailored solution that suits your needs, budget, or lifestyle.

*Volkswagen Finance and Skoda Finance is an operating division of European Financial Services Limited & Euro Rate Leasing Limited. www.europeanfinance.co.nz

Marac

Marac* offers car finance through select authorised dealers. Their simple online application (powered by Heartland Bank) could help get you behind the wheel.

*Marac is an operating division of Heartland Bank Limited. www.marac.co.nz

Docs and Forms
Rates and Fees

Provident Insurance

Provident Insurance offers a range of insurance products and services designed by kiwis, for kiwis. Their policies are designed to protect your lifestyle and your vehicle and are available exclusively through a network of Provident Authorised Motor Vehicle Traders including Tristram European.

Further Information:

View MBI Policy Booklet
View EV/HV Policy Booklet

Credit Contract Indemnity

When you borrow money you enter into an agreement to repay it back at a certain rate and over a certain period.

View Credit Contract Indemnity Booklet

View Provident Gapcover Booklet

Motor Vehicle Insurance

Accidents, loss and damage to motor vehicles do happen, even to the most careful of owners. Provident Motor Vehicle Insurance offers comprehensive cover. Please refer to the Provident Motor Vehicle Insurance Policy Booklet for full details of the terms, conditions and exclusions that apply.

View Standard Policy

Luxury Policy

Features include*:

  • Three year replacement vehicle cover - For new vehicles, if the vehicle is deemed a total loss within three years from the date of purchase
  • Twelve month used vehicle cover - For used vehicles, if the vehicle is deemed a total loss within twelve months from the date of purchase, the policy pays the greater of the vehicle’s purchase price or the market value
  • And lots more

View Luxury Policy

Finance Enquiry

Personal Details

Additional Information